{"id":1302,"date":"2011-09-05T15:27:48","date_gmt":"2011-09-05T15:27:48","guid":{"rendered":"https:\/\/myhunan.us\/2011\/09\/05\/%e7%be%8e%e5%9b%bd%e7%a4%be%e4%bc%9a%e7%a6%8f%e5%88%a9%e9%a1%bb%e7%9f%a5\/"},"modified":"2011-09-05T15:27:48","modified_gmt":"2011-09-05T15:27:48","slug":"%e7%be%8e%e5%9b%bd%e7%a4%be%e4%bc%9a%e7%a6%8f%e5%88%a9%e9%a1%bb%e7%9f%a5","status":"publish","type":"post","link":"https:\/\/myhunan.us\/%e7%be%8e%e5%9b%bd%e7%a4%be%e4%bc%9a%e7%a6%8f%e5%88%a9%e9%a1%bb%e7%9f%a5\/","title":{"rendered":"\u7f8e\u56fd\u793e\u4f1a\u798f\u5229\u987b\u77e5"},"content":{"rendered":"

\u7f8e\u56fd\u793e\u4f1a\u798f\u5229\u987b\u77e5<\/p>\n

\u76ee\u524d\u7f8e\u56fd\u793e\u5b89\u5236\u5ea6\u7684\u8fd0\u4f5c\u7a0b\u5e8f\u662f\u8fd9\u6837\u7684\uff1a\u4f60\u7684\u96c7\u4e3b\u4ece\u4f60\u7684\u5de5\u8d44\u4e2d\u6263\u9664\u4e86\u793e\u4f1a\u5b89\u5168\u7a0e\uff0c\u793e\u4f1a\u5b89\u5168\u7a0e\u6bd4\u4f8b\u662f\u6536\u5165\u7684 7.65%\uff0c\u5176\u4e2d\u5305\u62ec\u81ea\u5df1\u7684\u793e\u5b89\u7a0e\uff086.2%\uff09\u548c\u533b\u7597\u63f4\u52a9\u6b3e\uff081.45%\uff09\u3002\u96c7\u4e3b\u5fc5\u987b\u5c06\u96c7\u5458\u7684\u5de5\u8d44\u6263\u7559\u540e\u4ea4\u7ed9\u793e\u4f1a\u5b89\u5168\u7ba1\u7406\u5c40\uff0c\u7136\u540e\u7531\u7ba1\u7406\u5c40\u4e0a\u7f34\u8054\u90a6\u653f\u5e9c\u3002\u793e\u5b89\u7a0e\u662f\u4e3a\u4e86\u4ee5\u4e0b\u51e0\u79cd\u7528\u9014\uff1a<\/p>\n

\u4f5c\u4e3a\u9000\u4f11\u8005\u7684\u9000\u4f11\u91d1<\/p>\n

\u4f5c\u4e3a\u6b8b\u75be\u8005\u7684\u798f\u5229\u91d1<\/p>\n

\u4f5c\u4e3a\u5df2\u6545\u7eb3\u7a0e\u4eba\u4e4b\u672a\u4ea1\u4eba\u7684\u798f\u5229\u91d1<\/p>\n

\u4f5c\u4e3a\u4f9d\u8d56\u793e\u5b89\u57fa\u91d1\u53d7\u76ca\u4eba\u751f\u6d3b\u8005\u7684\u798f\u5229\u91d1<\/p>\n

\u4f60\u7f34\u7684\u793e\u5b89\u7a0e\uff0c\u5e76\u672a\u5b58\u5728\u4f60\u79c1\u4eba\u7684\u540d\u4e0b\uff0c\u53bb\u7b49\u7740\u4f60\u5c06\u6765\u9886\u53d6\uff0c\u800c\u662f\u7528\u6765\u53d1\u7ed9\u76ee\u524d\u6709\u8d44\u683c\u9886\u53d6\u798f\u5229\u91d1\u7684\u4eba\uff0c\u5269\u4f59\u7684\u7a0e\u91d1\u5c31\u88ab\u5b58\u5165\u5728\u793e\u5b89\u4fe1\u6258\u57fa\u91d1(Social Security trust funds)\u7684\u540d\u4e0b\uff0c\u800c\u4e0d\u662f\u79c1\u4eba\u7684\u540d\u4e0b\u3002\u5728\u4f60\u5de5\u8d44\u4e2d\u6240\u80fd\u6263\u9664\u7684\u793e\u5b89\u7a0e\u662f\u4e00\u5b9a\u6570\u989d\u7684\uff0c\u5176\u6263\u9664\u7684\u7a0e\u91d1\uff0c\u6bcf\u5e74\u6309\u7167\u4f60\u7684\u5de5\u8d44\u800c\u6709\u6240\u589e\u51cf\u3002<\/p>\n

\u793e\u4f1a\u5b89\u5168\u7a0e\u5230\u54ea\u91cc\u4e86<\/p>\n

\u793e\u5b89\u5c40\u6536\u5230\u793e\u5b89\u7a0e\u91d1\u4e4b\u540e\uff0c85%\u5b58\u5165\u4fe1\u6258\u57fa\u91d1\uff0c\u6b64\u57fa\u91d1\u662f\u4e3a\u4e86\u4ed8\u9000\u4f11\u3001\u672a\u4ea1\u4eba\u7b49\u7b49\u4eba\u58eb\u4e4b\u7528\uff0c\u53e6\u5916\u768415%\u4e5f\u5b58\u5165\u4e00\u79cd\u4fe1\u6258\u57fa\u91d1\uff0c\u6b64\u57fa\u91d1\u662f\u4e3a\u4e86\u4ed8\u6b8b\u75be\u4eba\u53ca\u5176\u5bb6\u5c5e\u7b49\u4eba\u7684\u798f\u5229\u91d1\u4e4b\u7528\u3002\u800c\u533b\u7597\u63f4\u52a9\u6b3e\u5219\u662f\u7531-\u533b\u7597\u670d\u52a1\u4e2d\u5fc3 (Centers for medicare and medicaid services)\u6765\u7ba1\u7406\u3002<\/p>\n

\u76ee\u524d\u7f8e\u56fd\u793e\u4f1a\u798f\u5229\u91d1\u6b63\u9762\u4e34\u7740\u8d22\u653f\u5371\u673a\uff0c\u5c06\u6765\u53d1\u653e\u798f\u5229\u91d1\u7684\u6807\u51c6\uff0c\u4ecd\u662f\u4e00\u672a\u77e5\u6570\u3002\u793e\u4f1a\u798f\u5229\u91d1\u5e76\u4e0d\u4ec5\u4ec5\u662f\u9000\u4f11\u91d1\uff0c\u867d\u7136\u6709\u8bb8\u591a\u4eba\u662f\u5230\u4e86\u9000\u4f11\u5e74\u9f84\u9886\u53d6\u9000\u4f11\u91d1\uff0c\u4f46\u5982\u4e0a\u6240\u8a00\uff0c\u5982\u6b8b\u75be\u4eba\u58eb\u3001\u672a\u4ea1\u4eba\u7b49\u7b49\uff0c\u5404\u81ea\u56e0\u4e0d\u540c\u7684\u60c5\u51b5\uff0c\u5728\u4efb\u4f55\u5e74\u9f84\u90fd\u53ef\u80fd\u9886\u53d6\u793e\u5b89\u798f\u5229\u91d1\u3002<\/p>\n

\u8054\u90a6\u533b\u7597\u4fdd\u9669 (Medicare)<\/p>\n

\u533b\u7597\u63f4\u52a9\u6b3e\u4e5f\u4ece\u6bcf\u4eba\u5de5\u8d44\u4e2d\u6263\u9664\uff0c\u7528\u4e8e65\u5c81\u4ee5\u4e0a\u8001\u4eba\u7684\u533b\u7597\u4fdd\u9669\u3002\u67d0\u4e9b 65 \u5c81\u4ee5\u4e0b\u7684\u4eba\u4e5f\u53ef\u4ee5\u7b26\u5408\u8d44\u683c\u5f97\u5230\u8054\u90a6\u533b\u7597\u4fdd\u9669 \uff0c\u5176\u4e2d\u5305\u62ec\u6b8b\u969c\u8005\u3002\u8fd9\u4e2a\u8ba1\u5212\u534f\u52a9\u652f\u4ed8\u533b\u7597\u4fdd\u5065\u7684\u8d39\u7528\uff0c\u4f46\u4e0d\u5305\u62ec\u6240\u6709\u7684\u533b\u7597\u8d39\u7528\u6216\u8005\u591a\u6570\u7684\u957f\u671f\u62a4\u7406\u8d39\u7528\u3002<\/p>\n

\u8054\u90a6\u533b\u7597\u4fdd\u9669\u533b\u7597\u8865\u52a9 Medicaid\u662f\u4e0d\u540c\u7684\uff0c\u533b\u7597\u8865\u52a9\u662f\u9488\u5bf9\u4f4e\u6536\u5165\u4e0e\u65e0\u7ecf\u6d4e\u6765\u6e90\u8005\u7684\u4e00\u79cd\u5e2e\u52a9\uff0c\u6b64\u79cd\u8865\u52a9\u662f\u7531\u793e\u4f1a\u798f\u5229\u7b49\u673a\u5173\u6765\u5904\u7406\u3002\u6709\u4e9b\u4eba\u6709\u8d44\u683c\u9886\u53d6\u4e24\u79cd\u798f\u5229\uff0c\u6709\u4e9b\u4eba\u53ea\u6709\u8d44\u683c\u9886\u53d6\u5176\u4e2d\u4e4b\u4e00\u3002<\/p>\n

\u6211\u80fd\u9886\u53d6\u793e\u5b89\u57fa\u91d1\uff1f<\/p>\n

\u90a3\u4ec0\u4e48\u65f6\u5019\u624d\u80fd\u9886\u53d6\u793e\u5b89\u57fa\u91d1\uff1f\u8fd9\u8981\u770b\u4f60\u7684\u79ef\u5206\u70b9\uff0c\u79ef\u5206\u70b9\u662f\u8fd9\u6837\u8ba1\u7b97\u7684\uff0c\u4ee52005\u5e74\u4e3a\u4f8b\uff0c\u5e74\u6536\u5165\u6bcf920\u7f8e\u5143\u53ef\u5f97\u4e00\u70b9(\u6b64\u9879\u5f97\u70b9\u7684920\u7f8e\u5143\u6536\u5165\u6807\u51c6\u6bcf\u5e74\u90fd\u4f1a\u589e\u52a0)\uff0c\u4f46\u662f\u4e00\u5e74\u6700\u591a\u5f97\u56db\u70b9\u3002\u5927\u90e8\u4efd\u7684\u4eba\u9700\u8981\u6709\u56db\u5341\u79ef\u5206\u70b9\uff0c\u4e5f\u5c31\u662f\u8981\u5de5\u4f5c\u81f3\u5c11\u5341\u5e74\u624d\u80fd\u9886\u793e\u5b89\u57fa\u91d1\uff0c\u4f46\u662f\u6b8b\u75be\u4eba\u58eb\u6216\u662f\u672a\u4ea1\u4eba\u58eb\u4e0d\u5728\u6b64\u9650\u5236\u5185\u3002<\/p>\n

\u6bcf\u5e74\u793e\u5b89\u5c40\u4f1a\u5bc4\u4fe1\u901a\u77e5\u4f60\u7684\u5386\u5e74\u6765\u6536\u5165\u7684\u5386\u53f2\uff0c\u4e0e\u4f30\u8ba1\u4f60\u4e0e\u4f60\u7684\u5bb6\u4eba\u7b49\u7b49\u53ef\u4ee5\u4eab\u7528\u7684\u793e\u5b89\u798f\u5229\u91d1\u7684\u94b1\u6570\u3002\u5f53\u4f60\u6536\u5230\u8fd9\u901a\u77e5\u65f6\uff0c\u4e00\u5b9a\u8981\u67e5\u8bc1\u90a3\u4e9b\u8bb0\u5f55\u662f\u5426\u6b63\u786e\uff0c\u5982\u6709\u9519\u8bef\uff0c\u5f53\u7acb\u5373\u901a\u77e5\u793e\u5b89\u5c40\uff0c\u4ee5\u4fbf\u6539\u6b63\u3002<\/p>\n

\u9886\u53d6\u793e\u5b89\u9000\u4f11\u91d1<\/p>\n

\u793e\u5b89\u9000\u4f11\u91d1\u7684\u9886\u53d6\u662f\u8fd9\u6837\u7684\uff0c\u5982\u679c\u8fbe\u5230\u516d\u5341\u4e94\u5c81\u9000\u4f11\u5e74\u9f84\uff0c\u4fbf\u53ef\u4eab\u6709\u5168\u989d\u7684\u793e\u5b89\u9000\u4f11\u91d1\uff0c\u5426\u5219\u4e0d\u80fd\u3002\u5982\u679c\u8d85\u8fc7\u4e86\u9000\u4f11\u5e74\u9f84\u624d\u9886\uff0c\u4e5f\u662f\u62ff\u5168\u989d\uff0c\u4f46\u662f\u5982\u679c\u4f60\u4e00\u76f4\u5de5\u4f5c\u5230\u4e86\u4e03\u5341\u5c81\u624d\u9000\u4f11\uff0c\u90a3\u4e48\u4f60\u7684\u793e\u5b89\u9000\u4f11\u91d1\u5c06\u4f1a\u589e\u52a0\u3002<\/p>\n

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\u4f60\u53ef\u4ee5\u4e00\u9762\u5de5\u4f5c\u4e00\u9762\u9886\u793e\u5b89\u9000\u4f11\u91d1\uff0c\u53ea\u8981\u4f60\u8fbe\u5230\u516d\u5341\u4e94\u5c81\u9000\u4f11\u5e74\u9f84\uff0c\u65e0\u8bba\u4f60\u7684\u5de5\u4f5c\u85aa\u8d44\u662f\u591a\u5c11\uff0c\u4f60\u7684\u793e\u5b89\u9000\u4f11\u91d1\u662f\u4e00\u6837\u7684\u3002\u4f46\u5982\u679c\u5728\u516d\u5341\u4e94\u5c81\u4e4b\u524d\uff0c\u4e00\u9762\u5de5\u4f5c\u4e00\u9762\u9886\u793e\u5b89\u9000\u4f11\u91d1\uff0c\u793e\u5b89\u9000\u4f11\u91d1\u5c31\u4f1a\u51cf\u5c11\u3002<\/p>\n

\u5728\u4f60\u8ba1\u5212\u9000\u4f11\u4e4b\u524d\u6570\u6708\uff0c\u5c31\u5e94\u4e0e\u793e\u5b89\u5c40\u7684\u5de5\u4f5c\u4eba\u5458\u6c9f\u901a\uff0c\u4f60\u53ef\u4ee5\u5728\u7f51\u8def\u4e0a\u7533\u8bf7\uff0c\u7f51\u8def\u5730\u5740\u662f\uff1awww.socialsecurity.gov<\/a>\uff0c. \u4f60\u4ea6\u53ef\u5728\u7f51\u5740\uff1bwww.socialsecurity.gov\/planners<\/a> \u4e0a\u9762\u8ba1\u7b97\u4f60\u5e94\u5f97\u7684\u91d1\u989d\u3002<\/p>\n

\u9886\u53d6\u793e\u5b89\u798f\u5229\u91d1(SSI)<\/p>\n

\u5982\u679c\u56e0\u4e3a\u8eab\u4f53\u6216\u7cbe\u795e\u4e0a\u7684\u539f\u56e0\u6210\u4e3a\u6b8b\u75be\u4eba\u58eb\uff0c\u800c\u81f3\u5c11\u4e00\u5e74\u4e4b\u5185\u4e0d\u80fd\u5de5\u4f5c\uff0c\u751a\u81f3\u4e8e\u6b7b\u4ea1\uff0c\u90a3\u4f60\u672c\u4eba\u6216\u4f60\u7684\u5b69\u5b50(\u4f4e\u6536\u5165\u6216\u65e0\u751f\u5b58\u80fd\u529b)\u90fd\u53ef\u4ee5\u7533\u8bf7\u798f\u5229\u91d1 (supplemental security income\uff0cSSI)\u3002\u6b64\u79cd\u798f\u5229\u79f0\u4e3a\u793e\u5b89\u8865\u8d34\u6551\u6d4e\u91d1\uff0c\u53ef\u53c2\u9605\u653f\u5e9c\u520a\u7269\u7b2c05-11000\u53f7\u3002\u6b64\u79cd\u798f\u5229\u91d1\u8981\u5c3d\u65e9\u7533\u8bf7\uff0c\u56e0\u4e3a\u4ece\u7533\u8bf7\u5230\u9886\u53d6\u8017\u65f6\u751a\u4e45\u3002<\/p>\n

\u5982\u679c\u4f60\u9886\u53d6\u793e\u5b89\u798f\u5229\u91d1\uff0c\u5e76\u4e14\u6536\u5165\u8d85\u8fc725\uff0c000\u7f8e\u5143\u4e00\u5e74\uff0c\u6216\u592b\u5987\u4e24\u4eba\u7684\u6536\u5165\u8d85\u8fc732\uff0c000\u7f8e\u5143\uff0c\u4f60\u5fc5\u987b\u7f34\u4ea4\u8054\u90a6\u6240\u5f97\u7a0e\u3002<\/p>\n

\u7533\u8bf7\u8054\u90a6\u533b\u7597\u4fdd\u9669<\/p>\n

\u8054\u90a6\u533b\u7597\u4fdd\u9669\u6709\u4e24\u4e2a\u90e8\u5206\uff1a<\/p>\n

\u533b\u9662\u4fdd\u9669\uff08A \u90e8\u5206\uff09\u8d1f\u8d23\u652f\u4ed8\u4f4f\u9662\u75c5\u4eba\u533b\u9662\u7684\uff0c\u6216\u4e13\u4e1a\u62a4\u7406\u7597\u517b\u9662\uff08\u7ed3\u675f\u4f4f\u9662\u4e4b\u540e\uff09\u7684\uff0c\u67d0\u4e9b\u5bb6\u5c45\u533b\u62a4\u7167\u6599\u4ee5\u53ca\u672b\u671f\u75c5\u4eba\u7167\u62a4\u6240\u7684\u8d39\u7528\u3002<\/p>\n

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